This was a GREAT post. I discovered this wonderous
method long ago!

I have some small tips, though, for the
extra-wiley tax investor in you.

> When you finish filling out your W-4 form,
> ideally you should have in the neighborhood of
> 30-35 total deductions.

Actually, you've got it backwards. You'll owe them
money this way. Instead, you want to make sure to
have NEGATIVE 30-35 deductions.

> Tricky, the government. They make paying them
> money feel like a good thing. Except when you
> don't pay them enough initially, as was the case
> with you -- that doesn't feel good at all, and
> yet it's *better* in the long run.

More seriously, though, this is only true to a
point. If you underpay by *too* much (details
supplied on request :-) you pay penalties that
amount to, well, more than interest, and if you do
it too often you get into trouble. So make sure
you only underpay by just enough. That's what I do!

-ahmoacah